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Insurance Tips

Why should insure to the market value?

Why should insure to the market value?

When you buy a Motor Insurance, it is necessary to insure to the current market value of the vehicle. Otherwise you will face some disadvantages;   If sum insured is less than market value In case…
Is your Full Insurance really FULL?

Is your Full Insurance really FULL?

Sometimes, your Full insurance may not cover some perils such as Natural Perils, Civil Commotions, Terrorist Attacks, Air Bags etc. Therefore, when you buy a Motor Insurance policy, it is necessary…
What to consider when buying a Life Insurance?

What to consider when buying a Life Insurance?

You should decide whether you need a financial strength for your family when you are not there or whether you need a financial strength when you retire How much you can pay monthly for your Life insurance…
What should do in case of an accident?

What should do in case of an accident?

Step 1 - Call the insurance company Hot Line and follow the details given by the insurance company Step 2 - Get the repair quotation approved by the insurance company Step 3 - Repair the vehicle and show…
Insure to correct value

Insure to correct value

The maximum amount an insurance company will pay if an insured asset is deemed a total loss. The asset's insured value can either be its replacement cost or its market value,…
Read and understand policy conditions

Read and understand policy conditions

Read the entire policy and refer back to the various insuring agreements and other provisions to understand the coverage and limitations.